{"id":149,"date":"2018-10-02T01:48:01","date_gmt":"2018-10-01T22:48:01","guid":{"rendered":"http:\/\/erdogankutlu.com\/yeni\/wordpress\/?page_id=149"},"modified":"2018-10-02T01:48:01","modified_gmt":"2018-10-01T22:48:01","slug":"altin-mevduat-ve-kredili-altin-satisi","status":"publish","type":"page","link":"https:\/\/erdogankutlu.com\/index.php\/altin-mevduat-ve-kredili-altin-satisi\/","title":{"rendered":"Alt\u0131n Mevduat ve Kredili Alt\u0131n Sat\u0131\u015f\u0131"},"content":{"rendered":"\n

D\u00fcnya Gazetesi<\/em>\u00a0–<\/p>\n\n\n\n

G\u00fcn\u00fcm\u00fczde \u0130svi\u00e7re, \u0130talya, Fransa, \u0130ngiltere ve ABD gibi geli\u015fmi\u015f \u00fclkelerin ekonomik geli\u015fmelerinde alt\u0131n\u0131n \u00f6nemli bir yeri bulunmaktad\u0131r.<\/p>\n\n\n\n

Alt\u0131n\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131, “alt\u0131n mevduat” kabul etmelerine ve “kredili alt\u0131n sat\u0131\u015f\u0131” yapmalar\u0131na ba\u011fl\u0131d\u0131r.<\/p>\n\n\n\n

\u0130svi\u00e7re’de alt\u0131n ve saat konusunda \u00e7al\u0131\u015fan b\u00fcy\u00fck imalat\u00e7\u0131lar ile \u0130talya’daki b\u00fcy\u00fck kuyumculuk firmalar\u0131 g\u00fcn\u00fcm\u00fczdeki b\u00fcy\u00fckl\u00fcklerine ula\u015fmalar\u0131n\u0131 ihtiya\u00e7lar\u0131 olan alt\u0131n\u0131 kredili olarak \u00f6nemli \u00f6l\u00e7\u00fcde \u0130svi\u00e7re bankalar\u0131ndan (Credit Suisse, Union Bank of Switzerland, Swiss Bank) temin etmelerine bor\u00e7ludurlar.<\/p>\n\n\n\n

Ayn\u0131 \u015feklide ABD’deki b\u00fcy\u00fck m\u00fccevher fabrikalar\u0131n\u0131n b\u00fcy\u00fcmelerinde de ABD’deki bankalar\u0131n (Chase Manhattan Bank, Citibank) kredili alt\u0131n sat\u0131\u015f\u0131 \u00e7ok \u00f6nemli rol oynamaktad\u0131r.<\/p>\n\n\n\n

Uluslararas\u0131 piyasalarda alt\u0131n cinsinden kredi faizleri y\u00fczde 5 civar\u0131nda olurken, dolar cinsinden ticari kredi faizleri y\u00fczde 10 civar\u0131nda olmaktad\u0131r. Bu da \u00f6nemli maliyet art\u0131\u015f\u0131na sebep oldu\u011fundan imalat\u00e7\u0131lar taraf\u0131ndan kredili alt\u0131n sat\u0131\u015f\u0131 tercih edilmektedir.<\/p>\n\n\n\n

\u00dclkemizdeki kuyumculuk sekt\u00f6r\u00fc de d\u00f6viz kredisi kullanarak alt\u0131n al\u0131p i\u015flemeyi riskli bulmakta ve \u00f6zkaynaklar\u0131 ile \u00e7al\u0131\u015fmay\u0131 tercih etmektedir. Bu da geli\u015fmelerini, b\u00fcy\u00fcmelerini ve sanayile\u015fmelerini \u00f6nlemektedir.<\/p>\n\n\n\n

\u00dclkemiz kuyumuculuk sekt\u00f6r\u00fcn\u00fcn k\u00fc\u00e7\u00fck at\u00f6lyelerden b\u00fcy\u00fck sanayiler seviyelerine ula\u015fabilmeleri i\u00e7in bankalar\u0131n “kredili alt\u0131n sat\u0131\u015f\u0131” yapmalar\u0131 ger\u00e7ekle\u015ftirilmelidir.<\/p>\n\n\n\n

Bankalar, alt\u0131nlar\u0131 Merkez Bankas\u0131’ndan, Alt\u0131n Borsas\u0131’ndan ve yat\u0131r\u0131lacak “alt\u0131n mevduat”\u0131ndan temin edebilirler.<\/p>\n\n\n\n

Alt\u0131n mevduat\u0131, 24 ayar k\u00fcl\u00e7e alt\u0131n olarak bankalara yat\u0131r\u0131lacak olup, faizi de 24 ayar alt\u0131n olacakt\u0131r. Bunun i\u00e7in Darphane taraf\u0131ndan sertifikal\u0131 ve 24 ayar 5 gr, 10 gr, 50 gr, 100 gr, 250 gr, 500 gr ve 1 kg’l\u0131k k\u00fcl\u00e7eler haz\u0131rlanabilir (Yast\u0131k alt\u0131ndaki alt\u0131nlar bankalara yat\u0131r\u0131l\u0131rken 24 ayar alt\u0131n kar\u015f\u0131l\u0131\u011f\u0131 miktar olarak “alt\u0131n mevduat hesab\u0131” \u015feklinde yat\u0131r\u0131lacakt\u0131r).<\/p>\n\n\n\n

T\u00fcrk paras\u0131 k\u0131ymetini koruma hakk\u0131nda 32 say\u0131l\u0131 karara ili\u015fkin olarak 95-32\/13 say\u0131l\u0131 tebli\u011f ile “bankalarca alt\u0131n depo hesaplar\u0131n\u0131n a\u00e7\u0131lmas\u0131na ve alt\u0131n kredisi kulland\u0131r\u0131lmas\u0131na” ili\u015fkin esas ve usuller d\u00fczenlenmi\u015ftir (Resmi Gazete ile 27 Ocak 1995 tarih ve 22184 say\u0131 ile yay\u0131mlanm\u0131\u015f ve y\u00fcr\u00fcrl\u00fc\u011fe girmi\u015ftir).<\/p>\n\n\n\n

Ancak uygulama istenen seviyede olmam\u0131\u015ft\u0131r. Uygulaman\u0131n istenen ba\u015far\u0131y\u0131 sa\u011flayabilmesi i\u00e7in sekt\u00f6r yetkililerinin, Hazine’nin, Darphane’nin, Merkez Bankas\u0131’n\u0131n, Alt\u0131n Borsas\u0131’n\u0131n ve bankalar\u0131n bir araya gelerek ortak bir g\u00f6r\u00fc\u015fbirli\u011fine varmalar\u0131 ve uygulamay\u0131 ba\u015flatmalar\u0131 gerekmektedir.<\/p>\n\n\n\n

Sekt\u00f6r\u00fcn d\u00fc\u015f\u00fck maliyetli kayna\u011fa kavu\u015fmas\u0131, d\u0131\u015f pazarlarda rekabet g\u00fcc\u00fcn\u00fcn artmas\u0131 ve yast\u0131k alt\u0131ndaki alt\u0131nlar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131 i\u00e7in bu giri\u015fim \u00f6nem arz etmektedir.<\/p>\n\n\n\n

Uygulama; bankalar taraf\u0131ndan ilgili tebli\u011f gere\u011fkince 24 ayar k\u00fcl\u00e7e alt\u0131n olarak “alt\u0131n mevduat” hesab\u0131 a\u00e7\u0131lmas\u0131 ve “alt\u0131n kredisi” verilmesi i\u015flemlerine ba\u015flanmas\u0131 ile devreye girecektir.<\/p>\n\n\n\n

Ayr\u0131ca \u0130stanbul’a Dubai’deki benzeri gibi bir International Gold Trade Center kurulmas\u0131 uygun olacakt\u0131r. B\u00f6ylece alt\u0131n ve m\u00fccevher sekt\u00f6r\u00fcm\u00fcz\u00fcn daha fazla geli\u015fmesi, daha fazla i\u015flenmi\u015f alt\u0131n ihracat\u0131 yapmas\u0131 ve \u00fclkemiz ekonomisine daha fazla d\u00f6viz ve katma de\u011fer yaratmas\u0131 sa\u011flanacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

D\u00fcnya Gazetesi\u00a0– G\u00fcn\u00fcm\u00fczde \u0130svi\u00e7re, \u0130talya, Fransa, \u0130ngiltere ve ABD gibi geli\u015fmi\u015f \u00fclkelerin ekonomik geli\u015fmelerinde alt\u0131n\u0131n \u00f6nemli bir yeri bulunmaktad\u0131r. Alt\u0131n\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131, “alt\u0131n mevduat” kabul…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/pages\/149"}],"collection":[{"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/comments?post=149"}],"version-history":[{"count":1,"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/pages\/149\/revisions"}],"predecessor-version":[{"id":150,"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/pages\/149\/revisions\/150"}],"wp:attachment":[{"href":"https:\/\/erdogankutlu.com\/index.php\/wp-json\/wp\/v2\/media?parent=149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}